We specialise in residential mortgages, remortgages, buy to lets, let to buy and commercial mortgages in and around London.
With hundreds of mortgage lenders, choosing which lender to use for your mortgage is not an easy task!
That’s why London Mortgage Advice Ltd is here to help save you time, money and stress.
We take pride in our personal, team-based, no-nonsense approach to financing specifically suited to your circumstances, allowing you to rest while we find you the best mortgage available.
About London Mortgage Advice Ltd
London Mortgage Advice Ltd is authorised by the Financial Conduct Authority to provide advice on mortgages and insurance to protect you and your property.
David Sellar of London Mortgage Advice Ltd has been advising London residents for over 12 years.
He is committed to finding you the lowest-cost mortgage that is right for you as well as dealing with remortgages, buy-to-lets, lets-to-buy and commercial mortgages.
First-time buyers welcome.
We scour the market for the most competitive offer that suits your demands and conditions. We can https://www.londonmortgageadvice.co.uk/blog/cheap-mortgage-finding-how-to-find-the-best-mortgage-deals/provide you with an unbiased service because we are not affiliated with any lending institution.
Advice and processing are free.
However, we must charge you a fee under Financial Service Authority regulations if you wish to have officially independent advice.
This is normally between 0.3% and 1% of the mortgage amount. On a £100,000 loan, this would cost between £300 and £1000.
First Time Mortgage
A residential mortgage is a big long-term loan secured against a house in London that you own and will use as your primary residence.
This sort of mortgage does not enable you to rent it to renters and cannot be utilised for commercial reasons.
A remortgage in London occurs when you switch from one mortgage package to another. This can be done with the same lender (also known as a product transfer) or with completely other lenders.
Buy to Let Mortgage
We will be able to locate the finest offer for you whether you are a first-time landlord or have an established property portfolio in London!
We can advise and arrange Buy to Let portfolio loans, SPV/Limited company/Partnership Buy to Let mortgages and assist you with re-organizing your current portfolio.
Right to Buy Mortgage
The Right to Buy Scheme enables you to buy your present home, which you rent from your local council or a housing association in London, at a reduced price.
If you have a single or multiple mortgage on your properties in London, you should seriously consider taking our mortgage protection policy.
TOP 5 REASONS TO CHOOSE LONDON MORTGAGE ADVICE LTD
Here at London Mortgage Advice Ltd, your case would be dealt with by an experienced and qualified mortgage adviser serving London from the beginning to the end.
We understand every client’s situation is unique, so we ensure all of our clients in London get the right mortgage deal based on their needs and circumstances.
WHOLE OF MARKET
We have access to thousands of transactions from all market lenders. As a result, we can find the best offer for you based on your requirements.
FREE INITIAL CONSULTATION
Our initial consultation is absolutely complimentary. We will examine your scenario and give you with a free quote.
We put all our London clients at the centre of all we do. We have consistently received Excellent service provider ratings on several review sites, including Trust pilot and Google.
Many of our clients come to us due to referrals and word of mouth. Furthermore, our existing clientele like returning to us.