Here is a message from Bluestone Mortgages, one of the lenders that I may turn to to try to place your mortgage enquiry with.
‘When choosing the most suitable specialist lender for your client, it’s important to have a clear idea of all the options available to them. Providing the best possible experience as they search for a new home might seem daunting, but it doesn’t need to be.
At Bluestone Mortgages, we try to make complex lending easy. We focus on your client’s situation rather their credit score which allows us to support you with their needs even if they have been rejected by the high-street.
Here’s a breakdown of how we can help as you take your clients on this journey:
No Credit Scoring
Criteria based on client’s circumstances at the time of completion
CCJ’s/Defaults under £300 ignored even in the last 3 months
All telecom CCJ’s/Defaults ignored
Debt Management Plans accepted and can remain
IVA/Bankruptcy accepted
No monetary limit on the CCJ’s or Defaults within each credit tier
Up to 4 Applicants and can use all 4 incomes
£1m mortgages up to 85% LTV
For further information on all adverse products and services, please call David Sellar at London Mortgage Advice Ltd. 020 88029030