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Self cert mortgages
Self- certification (self cert) is an easy way of detailing your income without having to provide proof of income – you simply self declare what you earn.
Self-cert is designed for those people whose income is difficult to assess by the standard methods traditionally used by lenders. It is especially relevant for those who are employed and are dependant on bonuses or commission payments or who may be paid in cash.
It is also ideal for self-employed people or those running their own limited companies whose profits cannot be proved by accounts.
To get a self-cert mortgage the minimum deposit that you must put down will be 10%.
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How much can I borrow?
Standard variable rate